The Comprehensive Retirement Planning Series
This acclaimed online course created by Elder Law Attorney Rajiv Nagaich shows you how.
You Won't Learn This Anywhere Else
Retirement is great. And then you get sick. Once you lose your health, the nightmare begins. Your life will change.
Hoping to “age at home” without a plan to do so is a great way to land in a care facility when you get sick.
Long-term care costs are the biggest threat to the average American retiree's financial wellbeing, but not the only one.
Will innocent planning mistakes keep you from protecting what matters most to you and your family?
Will your lack of planning create heavy burdens and conflicts for the people you love most?
But Elder Law Attorney Rajiv Nagaich does. His retirement planning system can help you beat the odds.
What You'll Learn
Module 1: Introduction & Health Pillar
The best way to avoid institutional care is to stay healthy. This module offers a closer look at why traditional retirement planning advice delivers such poor results, then offers a unique approach to planning for health in the retirement years.
Traditional retirement planning vs LifePlanning
How the LifePlanning process works
Creating the LifePlan Blueprint
Documenting your preferences
Developing healthy habits, including eating right, exercising, and socializing
How selecting the right medical team can lower the risk of needing home health and home care services by 40%
Finding services inside (and outside) the insurance system
Finding services outside the insurance system
What to look for in a health plan
Documenting your health plan
Module 2: Housing Pillar
In this module, you will learn how to increase the odds of being able to live out your retirement years at home from 30% to 80% without running out of money or forcing your loved ones to become your unpaid caregivers.
Residential housing options
Requirements for aging in a private residence
Private residence options
Retirement community options
The role of family in your housing decision
How to choose a housing option
Documenting your housing preferences
Module 3: Financial Pillar
It's not the size of the nest egg that matters, it's the plan for using it. In this module, you will learn how to create a plan for the way your money is used to reach your goals. You will also learn how to organize your affairs so your family and agents won’t be burdened by the tasks they are expected to perform.
Creating a financial dashboard
Choosing a financial planner
Working with a financial planner
Using the financial dashboard to make decisions
Paying for long-term care, including private pay, reverse mortgages, long-term care insurance, and public benefits
Understanding the financial burdens on agents
How to assemble a resource team to ease burdens
Documenting your financial plans
Module 4: Legal Pillar
Module 4 explains how to prepare legal documents that offer key protections for your retirement plan while minimizing burdens on your agents.
Wills vs Trusts
Safe Harbor Trusts
Protecting the interests of surviving spouses and heirs
Protecting assets from long-term care costs, estate taxes, and bad actors
Creating legal documents that read like manuals of instruction
Documenting legal plans
Module 5: Family Pillar
Module 5 explains how to develop a meaningful checklist of issues to discuss with your family to bring clarity to their roles while avoiding unnecessary burdens. This is guidance you won't find anywhere else! Then, learn how to bring everything together as your LifePlanning Blueprint takes shape.
Planning the family meeting
Conducting the family meeting
What to do after the family meeting
Documenting the family plan
Assemble the blueprint
Identifying next steps
Choosing professional resources
Implementing your decisions blueprint
Keeping everything up to date
What People Say about LifePlanning
This is so much more than legal planning. The workshop helps you to focus on everything you need to plan for, such as medical care, housing options, family issues, and financial planning, not just the will, medical directives, and financial power of attorney. Highly recommended! – Challis, Life Planning Workshop Participant, 2021
It’s worth the price of gold knowing that I won’t be burdening my children as I age. – Geoffrey, LifePlanning Workshop Participant – 2021
Rajiv shows you how the system really works and what you need to pull everything together for a safe and happy retirement. —Chandra Lewnau, Elder Law Attorney, Seattle, Washington
Finally! Rajiv Nagaich makes all the pieces of the overwhelming retirement puzzle fit together. —Randy Foley, client via Facebook